Why ChartMyFunds exists, and how we think about incidental advice and doing right by mariners.
Direct vs regular mutual funds is a fair question to ask an MFD directly, so here’s the honest answer upfront: a regular plan costs more than the same fund’s direct plan, every single time, because a small distributor commission is…
You’ll see the phrase “incidental advice” on our Disclosures page, and it probably reads like dry regulatory language you can skip past. It’s worth two minutes, though, because it actually explains something useful: exactly what kind of help you’re getting…
People sometimes ask why I became an AMFI-registered distributor after years of just giving advice informally. Here’s the honest answer. For most of my career, the conversations happened the same way. Someone would find me in the mess room, or…
In 2005, a mariner we’ll call Mr X took a car loan. ₹5,000 a month, for five years, paid off without missing an EMI — the responsible thing to do, or so it felt at the time. He never once…