Building a retirement corpus without an employer pension or a fixed retirement age.
A quiet worry sits behind a lot of SIP decisions in this career: what if a medical fitness issue, an injury, or something else ends the sailing years earlier than planned — does that SIP become a problem? It’s a…
A perspective from Capt. Gurbinder — sailing master and ChartMyFunds contributor. This is the first in a short series he’s writing for us. The last goal should be the first target — that’s the whole argument of this piece, stated…
Ask a shore-based professional when they’re retiring, and most can give you a rough year. Ask a mariner about sizing a retirement corpus, and the honest answer is often “it depends” — on rank, on medical fitness, on how the…
Ask most salaried professionals about their pension, and there’s usually an employer quietly building one in the background — a fund they barely think about until they’re decades in. Most mariners don’t have that. NPS for mariners is one of…